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Auto Insurance
*WE
NOW OFFER BRISTOL WEST INSURANCE. EXCELLENT RATES FOR DRIVERS WITH
TICKETS, ACCIDENTS, MAJOR VIOLATIONS, OR NO PRIOR INSURANCE.
For existing Farmers customers, you may print
your auto policy and insurance cards, make a payment, and report a claim by
visiting Farmers.
Simply enroll and log into your personal account.
Need a professional quote? Don't be fooled by 1-800-cheapinsurance and
believe that they can tell you what coverage you need, or what the price of a
Farmers policy would be. The truth is no other carrier can tell you what
the price of a Farmers auto policy would be, unless you speak to a Farmers
agent. Farmers Insurance offers more discounts, and more options on your
policy than any other carrier. Combine that with multi-line discounts,
professional service, and the best claims department in the business, and you
have the best policy available.
Your
Farmers agent will personally review your policy and help you identify any
potential overlaps or gaps in your coverage. We'll also identify any
discounts you qualify for. It's all part of Farmers commitment to get you
back where you belong in the event of an unfortunate incident.
Liability-Bodily
Injury/Property Damage Coverage
- Pays for bodily injuries for other
people or damage to their property, if you are liable as a result of a
covered loss.
- Includes medical expenses and lost
wages.
- Coverages are subject to the limits
and conditions of the policy.
- Arizona requires drivers to carry
liability coverage.
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Uninsured
Motorists/Underinsured Motorists (UM/UIM)
- Pays for bodily injuries, but not
property damage, you, qualified family member, and any other person
occupying the covered vehicle, caused by an UM/UIM or a hit-and-run
driver.
- Also applies to house-hold members as
pedestrians.
- Includes payment of medical costs,
lost wages and pain and suffering.
- Coverage amount is usually equal to
liability limit. See your Agent for
available limits.
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Medical
- Pays medical bills and funeral
expenses for you or your passenger(s) injured while riding in your
vehicle.
- Extends to you or your family member
while riding as a passenger in someone else's vehicle or when struck
by a vehicle as a pedestrian.
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Deductibles
- The deductible is the amount of the
loss you agree to pay in the event of a claim or accident. Let's say
you have a $250 deductible. If you have a fender-bender, and the body
work costs $1150, you will pay the deductible - $250, and the
insurance coverage will pay the balance - $900.
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Damage to Your Vehicle -
Collision
- Covers all accidental damage to your
vehicle caused by collision from any object or by a vehicle overturned.
- Pays up to the actual cash value of
your vehicle, less the deductible you select.
- Coverage is normally required if your
vehicle is leased or if you have an outstanding loan on your vehicle.
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Damage to Your Vehicle -
Comprehensive
- Protects your vehicle by paying for
your losses resulting from fire, theft, falling objects, riots,
storms, earth quakes, floods, collision with a bird or animal or other
natural occurrences.
- Like Collision coverage, Comprehensive
generally includes a deductible.
- Comprehensive is normally required if
your vehicle is leased or if you have an outstanding loan on your
vehicle.
- Provides coverage for broken
windshields (full glass coverage is available at zero deductible).
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Emergency Roadside
Assistance & Towing Service
- With one toll-free call
(1-800-435-7764), Farmer's Service Representatives across the U.S. and
Canada will help you get back on the road safely and easily. With our
optional towing and road side service, you can reach us 24 hours, 365
days a year.
- Up to $150 - no need for cash, check
or credit card. Amounts over $150 are submitted to the agent for the
approval.
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Loss of Use
- After a car accident, you may need to
rent a car while yours is being repaired. Coverage pays a flat amount to
assist with expenses that you may incur following an auto accident.
- Multiple plans are available to fit
your lifestyle and budget.
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