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Family Boaters Insurance
You can choose
from important optional coverages to create just the policy you want, and
Foremost offers deductible options and flexible payment plans. The Family
Boaters Program was created with boaters in mind and covers most makes,
models, and ages of boats 26 feet or less in length.
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Vessel Coverage
- The vessel is covered for all causes
for direct and sudden accidental loss that aren't specifically
excluded in the policy. This is much broader than named peril coverage
that is covered in most boat policies.
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Personal Property
- If this coverage is selected,
belongings on the boat are included in the coverage. Includes:
apparel, sport and fishing equipment or other personal property
belonging to you or your guests.
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Trailer
- (Optional) - Coverage for trailer
designed to transport vessel.
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Liability
- Coverage for property damage and/or
bodily injury claims or lawsuits filed due to an accident involving
the vessel.
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Medical Payments to Others
- Coverage for medical payments to
people other than you or your family members while on the vessel,
boarding or exiting.
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Uninsured Boaters
- Coverage for bodily injury as a result
of an accident with a boater who does carry insurance. Coverage
provided for you, your family members, or anyone with permissive use
of the boat.
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Removal of Wreck
- $500 to recover or dispose of a
watercraft after a covered loss.
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Towing & Assistance
- (Optional) - Coverage for boat in case
of mechanical breakdown while away from your trailer.
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Accessory Coverage
- (Optional) - Coverage for any
additional accessories added to the boat not originally provided by the
manufacturer.
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