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Motor Home Insurance
Call Now for a Fast, Free Quote!
We provide comprehensive coverage for
just about any direct, sudden and accidental loss, including: collision,
fire, smoke, flood, land-slide, hail, windstorm, animals, vandalism, low
branches, overhangs, theft, and lightning.
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Coverage provided for:
- Low value and high value motor homes.
- Motor homes up to 45' long.
- Older motor homes.
- Motor homes titled to a corporate
name.
- Motor homes with multiple owners.
- Full-timer's - motor homes used
year-round as a primary residence.
- Drivers over 70 with no surcharge.
- Drivers with minor violations.
- Fifth-wheel
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Primary Motor Home
Coverages
- Part A - Liability - Bodily
Injury/Property Damage
- Part B - Medical Payments
- Part C - Uninsured Motorists
- Part D - Damage to your Auto
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| Specialized Coverages |
Higher Liability Limits
- Maximum limits of $1M/$500K.
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Personal Property
- Coverage for personal belongings
usually with no deductibles.
- Optional replacement cost coverage
available.
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Vacation Liability
- Provided liability coverage while
motor home is used as a vacation residence.
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Full-timer Insurance
Package
- For people on the road year-round.
- Liability protection similar to a
home-owner's policy.
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Attached Accessories
- Awnings, satellite dishes, and other
special items attached to the motor home.
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Total Loss Replacement
- Full replacement if motor home is
destroyed within first 5 model years.
- If destroyed in year 6-10, still pays
full replacement cost but subject to policy limit.
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Towing & Roadside
Assistance
- Similar to tow coverages on Auto
Insurance.
- High limits to cover increased costs
of towing larger vehicles.
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Emergency Expense Coverage
- Pays for temporary living expenses if
vehicle is damaged while on the road.
- Coverage pays for expense of damaged
motor home transported to your home, a repair center, or a storage
facility.
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